Calculators

38 Best financial calculator 2022 – After 176 hours of research and testing.

Written by Alex Rowe

Now that you are here, you must be looking for the best financial calculator! If you aren’t for it, you shall use our search and look for the topic you are interested in. As this piece is a lengthy one and covers a few more aspects other than the best list, they are the best financial calculator brands in United States of America and a buyer’s guide for making an informed buying decision.

Before we begin with the list, We ask you to make a list of things that you are looking for in a financial calculator. It could be anything which you’ll require when doing tasks. This will help you have some clarity about the important things and will help you save money by not overspending on the features you won’t use or a product that has more features!

You surely are here for being able to make an informed buying decision when it comes to financial calculator and you must be looking for the list, We know that! But before we begin, we’d like to tell you that, this is the most unbiased list ever, it has specs, lists down the features of the financial calculator, best brands and has a dedicated buyer’s guide for people in United States of America.

Full Disclosure: This article might have a few external links to Amazon and other informative sources. When you make a purchase on Amazon using our link, we’ll earn a small fee without you having to pay extra for the item. This helps us keep the site running and publishing more awesome content, add more research and never let people buy bad-quality products!

Best financial calculator in 2021

1. TEXBAIIPLUS – Texas Instruments BA-II Plus Adv. Financial Calculator -Office Products

By Texas Instruments

  • Made in China
  • Impact-resistant protective cover with quick reference card included One lithium 2032 battery included APD (Automatic Power Down) conserves power Hard plastic, color-coded keys One-line, 10-digit display
  • Package Weight: 1.0 kilograms
  • Country of origin:- China
  • Depreciation Schedules Bond prices and yield to call or maturity Prompted display guides you through financial calculations showing current variable and label BGN/END payment setting Partial years Ten user memories Ten-digit display List-based one- and two-variable statistics with four regression options: linear, logarithmic, exponential and power Math functions include trigonometric calculations, natural logarithms and powers

2. HP 10bII+ Financial Calculator -Office Products

By HP

  • Brand New in box
  • The product ships with all relevant accessories

3. (Texas Instruments) Advanced Financial Calculator (BA II Plus) -Financial & Business

By Texas Instruments

  • Generates amortisation schedules.
  • Performs cashflow analysis for up to 24 uneven cash flows with up to 4-digit frequencies.
  • One or two variable statistics with 4 regressions options: linear, logarithmic, exponential and power.
  • Solves time-value-of-money calculations such as annuities, mortgages, leases, savings and more.
  • Computes NPV and IRR.

4. HP 12C Financial Calculator -Office Products

By HP

  • More than 120 built-in functions help you easily make variety of calculations
  • Perfect for real estate, finance, accounting, business and more
  • Easy-to-use layout helps prevent typing errors for efficient data entry
  • Power-off memory protection keeps your data safe

5. HP 12CP Financial Calculator -Financial & Business

By HP

  • Energy Star Certified
  • Long battery life
  • Long battery life
  • Robust and versatile financial calculator
  • Small size; easy to take anywhere
  • Over 120 built-in functions for business, finance, mathematics, and statistics, including date calculations
  • Portable Design
  • Over 120 built-in functions for business, finance, mathematics, and statistics, including date calculations
  • High Quality and Durable F2231AA#ABA , # 2073274
  • Efficient data entry using RPN
  • Small size; easy to take anywhere
  • Efficient data entry using RPN
  • Robust and versatile financial calculator

6. HEW10BIIPLUS – HP 10BIIPlus Financial Calculator -Financial & Business

By HP

  • Easy-to-read display with adjustable contrast and on-screen labels.
  • Over 100 built-in functions including probability distributions.
  • Permitted for use on SAT, PSAT/NMSQT and College Board AP tests.
  • Ideal for students and professionals
  • Intuitive keyboard layout with minimal keystrokes required for many common functions.
  • Sold as 1 Each.

7. HP 19BII Financial Calculator -Financial & Business

By HEWLETT PACKARD

  • Over 450 business, statistical, and scientific functions
  • List-based, 2-variable statistics and forecasting
  • Includes HP Solve application
  • Graphing display lets you view histograms, scatter diagrams, and curve fits

8. HP 2716570 10bII+ Financial Calculator, 12-Digit LCD by HP -Office Products

By HP

  • With so many useful features, and an affordable price, the HP 10bII adds up to a wise investment
  • Permitted for use on the CFP Certification Exam.
  • HP 10BII+ Financial Calculator.
  • You’ll be able to work quicker and more efficiently with over 100 time-saving, easily-accessible business functions.
  • The HP 10bII+ is the smart choice for business and finance needs.
  • Easily calculate loan payments, interest rates and conversions, standard deviation, percent, TVM, NPV, IRR, cash flows, and more.

9. Texas Instruments BA II Plus Professional Financial Calculator -Office Products

By Texas Instruments

  • Ten-digit display
  • Calculates various financial functions: Net Future Value Net present Value Modified Internal Rate of Return Internal Rate of Return Modified Duration Payback Discounted Payback
  • Solves time-value-of-money calculations such as annuities, mortgages, leases, savings, and more
  • Prompted display guides you through financial calculations showing current variable and label
  • The Texas Instruments BAII Plus Professional features an Automatic Power Down (APD) function for extended battery life
  • Performs cash-flow analysis for up to 32 uneven cash flows with up to 4-digit frequencies

10. Texas Instruments TI15TK Financial Calculator Teacher Kit -Electronics Features

By Texas Instruments

  • Large keys are grouped and color coded by related functions
  • Appropriate for math grades K-3
  • Plastic keys are tamper proof
  • Negative sign appears to the left of the number displayed
  • ANYLITE solar power – Operates in low light

11. TEXAS INSTRUMENTS Professional Financial Calculator BA II Plus -Electronics Features

By Texas Instruments

  • Enhanced version of the Best Selling BA II Plus
  • additional functionality and a firm-touch keypad.

13. HP 17BII+ Financial Calculator, Silver -Electronics Features

By HP

  • 2-line by 22-character LCD
  • HP Solve customizing method
  • List-based cash flow analysis
  • 2-line by 22-character LCD
  • Over 250 built-in functions
  • List-based cash flow analysis
  • Over 250 built-in functions
  • HP Solve customizing method
  • Alpha and numeric keyboard
  • Alpha and numeric keyboard

14. BA II Plus Professional Financial Calculator -Electronics Features

By Texas Instruments

  • Net Future Value, Net present Value, Modified Internal Rate of Return, Modified Duration, Discounted Payback
  • Performs cash-flow analysis for up to 32 uneven cash flows with up to 4-digit frequencies
  • Solves time-value-of-money calculations such as annuities, mortgages, leases, savings, and more
  • Net Future Value (NFV), Modified Internal Rate of Return (MIRR), Time-Value-of-Money (TVM), Payback, Accrued interest, Amortization, Cost-Sell-Margin, Depreciation

15. Casio FC-200V Financial Calculator with 4-Line Display -Electronics Features

By Casio

  • Full dot, 4-line display
  • Financial Calculator
  • Slide-on hard case; solar power with battery back-up
  • Converts between percentage interest rate and effective interest rate
  • Design that delivers High availability, scalability, and for maximum flexibility and price/performance
  • Made in United states
  • Cost/sell/margin, investment appraisal, amortization
  • Simple and compound interest calculations, depreciation

18. Financial Calculators -Apps & Games

By BiShiNews

  • Perform complex financial calculations on the go
  • Compare auto or lease loans as well as loan interest rates
  • Compute interest and retirement figures
  • See how long it will take to pay off credit card debt
  • Determine the appropriate tip

19. CASIO PRIZM FX-CG50 Color Graphing Calculator -Finance

By Casio

  • 3 D graphing capability
  • Picture plot technology/ Real life images
  • Color graphing Calculator with High resolution LCD display (over 65, 000 colors)
  • Natural textbook display
  • Built in conic sections

20. Financial Calculators 1.0 for Windows [Download] -Finance

By Made Easy Enterprises LLC

  • And many more calculators …
  • Loan payment calculator computes the monthly payment for a loan amount at an annual interest rate, given a specified number of years to pay off the loan, and displays the loan amortization schedule
  • Asset allocation calculator computes the asset allocation mix given the total investment amount and the selected target asset allocation (conservative, balanced, growth, aggressive, or custom)
  • Future value calculator computes the future value of an account balance plus periodic monthly deposits to that balance, earning interest at a percent interest rate for a specific number of years
  • Withdrawal amount calculator computes how long an investment amount will last given the value of the investment, the compounding interest rate, the inflation rate, and the yearly withdrawal rate
  • Compounding interest calculator computes the future value of a deposit which earns interest at a percent interest rate for a specific number of compounding years

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21. BA Financial Calculator Free -Apps & Games

By Tsung-Hsien Lin

  • ☆ Amortization calculations
  • ☆ Store or recall values in any of 10 memories
  • Features:
  • ☆ Statistics analysis with four different regression models(Linear, Logarithmic, Exponential, Power)
  • ☆ Bond price, yield and accrued interest
  • ☆ Interest conversion(Effective annual rate, annual percentage rate)
  • ☆ Cash flow analysis (NPV, NFV, PB, DPB, IRR, MOD)
  • ☆ and more…
  • ☆ Basic math operations include trigonometric function, natural logarithm, and square
  • ☆ Black-Schole-Merton option model
  • ☆ Tic-Tac-Toe
  • ☆ Time Value of Money to solve problems such as annuities, loans,mortgages, leases, and savings
  • ☆ Date, profit margin, and breakeven calculation
  • ☆ Depreciation schedule with four different methods (SL, SYD, DB, DB method with crossover to SL)

22. DM15L -Finance

By SwissMicros

  • Advanced scientific calculator
  • Real buttons give an excellent tactile feedback
  • A clone of the HP-15C at the exact same size as the original

23. Financial Calculators 2.0 for Mac [Download] -Finance

By Made Easy Enterprises LLC

  • We updated many of our other calculators to include new features, and we’ve enhanced the print capability, as well as updated our user friendly instructions, and much more
  • Loan comparison compares payments based on interest rates by computing the monthly payment, amount paid, and interest paid for each rate and loan interest reduction computes the amount of money you save in interest by paying an additional amount of money
  • Mortgage loan computes the monthly payment for a mortgage loan at a fixed annual interest rate, the overall total amount paid, total interest paid, and provides the mortgage payment schedule
  • 5 new calculators include college savings, loan comparison based on interest rates, loan interest reduction based on additional payments, mortgage loan and payment schedule, and annualized rate of return, and 14 existing calculators with updated features
  • College savings calculator computes the total cost of college and the periodic deposit that is required to be made monthly, quarterly, semi-annually, or annually in order to reach your savings goal and pay for college

24. HD 12c Financial Calculator -Apps & Games

By Australia Mercury Technologies Pty Ltd

  • deviation, mean, weighted mean
  • * Forecasting, correlation coefficient
  • * X, Y, Z, T register values are all displayed.
  • Features:
  • * Supports nearly all the screen sizes
  • * Bond price and yield to maturity
  • * Settings to enable/disable key click and vibration
  • * Save/load programs to/from your mobile phone’s SD card
  • Extra features:
  • * Memories are not converted to store program steps
  • * SL, DB, SOYD depreciation methods
  • * Cash flow analysis NPV, IRR
  • * SWIPE-able keypad provides a big keypad on small screen Android mobile phones.
  • * Percentage change, percentage of total
  • * Std
  • * Customisable screen orientation
  • * Keystroke programming
  • * +, -, x, %, ÷, 1/x, ±, LN, ex, n!
  • * Total, ∑x, ∑x2, ∑y, ∑y2, ∑xy
  • * Help available on each key
  • * Amortization
  • * Time value of money
  • * Program memory capacity: 99 steps
  • * Configurable 10 or 12 or 14 digit display
  • * Cumulative statistical analysis
  • * Memory for up to 20 cash flows
  • * Date arithmetic
  • * Linear regression

25. Duracell – 303/357/76 Silver Oxide Button Battery – long lasting battery – 3 count -Health & Household

By Duracell

  • Silver Oxide Button Battery: Duracell’s 303/357 Silver Oxide Button batteries provide reliable, long lasting power for your medical devices, watches, toys, electronics and more.
  • #1 Trusted Battery Brand: This Duracell 303/357 Silver Oxide Button Battery is equivalent to SR44, SR44W, EPX76, SR44SW, 303, 357, D303/357, V303, V357, SR1154
  • Long Lasting Power: Duracell coin batteries are engineered for long lasting performance.

26. Calculated Industries 3415 Qualifier Plus IIIx Advanced Real Estate Mortgage Finance Calculator | Simple Operation | Buyer Pre-Qualifying | Solves Payments, Amortization, ARMs, Combos, FHA, VA, More -Finance

By Calculated Industries

  • Include tax, insurance and mortgage insurance then compare loan options and payment solutions to give your client choices before they make an offer to buy
  • CONFIDENTLY AND EASILY SOLVES all your clients’ financial questions whether they are buyers, sellers, investors or renters
  • Close more home sales and impress your clients with fast, accurate answers to all their real estate finance questions.
  • FIGURE OUT THE RIGHT LOAN for your client at the press of a button for jumbo, conventional, FHA/VA, or even 80: 10: 10 or 80: 15: 5 combo loans; check to see if ARMs or bi-weekly loans, quarterly payments or if interest-only payments are the answer; giving your client more choices; easily perform “what if” loan or tvm calculations – Find loan amount, term, interest or PITI or PI payments
  • BECOME AN INVALUABLE RESOURCE to your clients by reducing their confusion and uncertainty; ensuring they are able to make a purchase offer; knowing they can afford the down payment; and determining which is the right loan for them
  • Increase your perceived professionalism as a new agent, experienced broker or seasoned loan officer
  • Comes with a protective slide cover, quick reference guide, pocket User’s Guide, long-life batteries, 1-year
  • This industry-standard calculator is super easy to use on all realty financing matters from finding a loan that works for your client to considering trust deeds investments, or finding remaining balances or balloon payments and much more
  • Date-math for listings and contracts too
  • DEDICATED BUYER QUALIFYING KEYS let you enter client’s income, debt and expenses to pre-qualify them to only show properties they can afford
  • SPEAKS YOUR LANGUAGE with keys clearly labeled in residential mortgage finance terms like Loan AMT, Int, Term, PMT

27. HD 12c Financial Calculator -Apps & Games

By Australia Mercury Technologies Pty Ltd

  • * Keystroke programming
  • * Time value of money
  • * Memory for up to 20 cash flows
  • * Bond price and yield to maturity
  • * Supports nearly all the screen sizes
  • * Program memory capacity: 99 steps
  • deviation, mean, weighted mean
  • * Cash flow analysis NPV, IRR
  • * Amortization
  • * +, -, x, %, ÷, 1/x, ±, LN, ex, n!
  • * Forecasting, correlation coefficient
  • * Settings to enable/disable key click and vibration
  • Extra features:
  • Features:
  • * Configurable 10 or 12 or 14 digit display
  • * SL, DB, SOYD depreciation methods
  • * Date arithmetic
  • * Customisable screen orientation
  • * SWIPE-able keypad provides a big keypad on small screen Android mobile phones.
  • * Cumulative statistical analysis
  • * Percentage change, percentage of total
  • * Help available on each key
  • * Linear regression
  • * X, Y, Z, T register values are all displayed.
  • * Total, ∑x, ∑x2, ∑y, ∑y2, ∑xy
  • * Save/load programs to/from your mobile phone’s SD card
  • * Memories are not converted to store program steps
  • * Std

28. Financial Calculators 3.2 for Mac [Download] -Software

By Made Easy Enterprises LLC

  • Financial Calculators 3.2 is a complete redesign and rewrite from previous versions with a new graphical user interface, menu bar layout, toolbar, and program navigation and information functions that are intuitive and very user-friendly
  • Most popular are Balloon Loan, Cash Flow, College Saving, Compounding Interest, Future Value, Investment Withdrawal, Loan Comparison, Payment, and Reduction, Mortgage Loan and Refinance, Net Worth, Present Value, Retirement Planning, Total Gross Estate
  • New calculator and worksheet categories for Savings and College, Mortgage and Loan, Investment and Retirement, financial analysis, and many other new and improved features and functionality
  • New toolbar feature for quicker access to specific functions, new and enhanced report generation, report viewing, report saving, and printing capabilities, new help feature and help content, new and updated calculators, and new worksheets
  • Financial Calculators 3.2 includes 27 financial calculators and worksheets to help you manage and take control of your finances, see the Product Description for a complete list of all calculators and worksheets

29. Hewlett-Packard 12C 12c Financial Calculator 10-Digit LCD -Office Products

By HP

  • Memory for up to 80 cash flows,% change, % of total
  • SL, DB, SOYD depreciation methods
  • TVM (loans, savings and leasing), Amortization
  • Bond price and yield to maturity,Cash flow analysis NPV, IRR
  • Business/Finance Features:

30. HP 2716570 10bII+ Financial Calculator, 12-Digit LCD -Office Products

By HP

  • Ideal for students and professionals
  • Easy-to-read display with adjustable contrast and on-screen labels.
  • Permitted for use on SAT, PSAT/NMSQT and College Board AP tests.
  • Over 100 built-in functions including probability distributions.
  • Sold as 1 Each.
  • Intuitive keyboard layout with minimal keystrokes required for many common functions.

31. Casio DR-210R Printing Calculator , Black , 4.4″ x 8.4″ x 15″ -Finance

By Casio

  • Also includes sign change, tax calculation and more
  • Large keys offer fast, easy data input for accurate use
  • 2-color printer helps prevent reading errors
  • Angled display allows comfortable viewing on desktop

32. HP 10bII+ Financial Calculator (NW239AA) Pack of 2 -Computers Features

By HP

  • Best used for: Accounting; Banking; Business Studies; Finance; General Math; Real Estate; Science; Statistics; Pre-Algebra/Algebra
  • Permitted for use on the CFP Certification Exam.
  • This Photo4Less Top Value Accessories Kit includes: HP 10bII+ Financial Calculator (NW239AA) Pack of 2
  • Easily calculate loan payments, interest rates and conversions, standard deviation, percent, TVM, NPV, IRR, cash flows, and more.
  • With so many useful features, and an affordable price, the HP 10bII adds up to a wise investment
  • The HP 10bII+ is the smart choice for business and finance needs.

33. Victor 6500 12-Digit Desktop Financial Calculator, Loan & Mortgage Payments and Interest Calculator for Real Estate, Cars, Boats, and Homes. Battery and Solar Hybrid Powered LCD Display, White -Computers Features

By Victor

  • Selectable decimal placement for easy currency calculations
  • Extra-large 21mm LCD angled display for easy viewing
  • Loan Wizard for easy calculations (simply input any three loan variable to compute the fourth, you also have the option to change payment periods per year)
  • Programmable automatic tax keys for quick calculations
  • 3 key independent memory, solar power with battery backup

34. Texas Instruments BA-II Plus Advance Financial Calculator -Computers Features

By Texas Instruments

  • Texas Instruments, Inc Financial Calculator, Advanced, w/ Case, 3″x6″x3/5″, BK/GY

35. Financial Calculators Pro -Apps & Games

By BiShiNews

  • Stock Calculators: Stock Return Calculator, Constant Growth Stock; Non-constant Growth Stock; Capital Asset Pricing Model; Expected Return
  • Credit Card Pay Off Calculator
  • Regular Calculator
  • Auto Loan and Lease Calculator
  • Loan, Loan Comparison and Refinance Calculator
  • Compound Interest Calculator
  • Tip Calculator
  • Retirement/401k Calculators
  • Currency Converter
  • TVM Calculator

36. Financial Calculators 1.0 for Mac [Download] -Software

By Made Easy Enterprises LLC

  • Compounding interest calculator computes the future value of a deposit which earns interest at a percent interest rate for a specific number of compounding years
  • Withdrawal amount calculator computes how long an investment amount will last given the value of the investment, the compounding interest rate, the inflation rate, and the yearly withdrawal rate
  • And many more calculators
  • Future value calculator computes the future value of an account balance plus periodic monthly deposits to that balance, earning interest at a percent interest rate for a specific number of years
  • Asset allocation calculator computes asset allocation mix given total investment amount and selected target asset allocation(conservative,balanced,growth,aggressive,custom)
  • Loan payment calculator computes the monthly payment for a loan amount at an annual interest rate, given a specified number of years to pay off the loan, and displays the loan amortization schedule

38. HP 10bII+ Financial Calculator (NW239AA), 2 Pack -Computers Features

By HP

  • With so many useful features, and an affordable price, the HP 10bII adds up to a wise investment
  • You’ll be able to work quicker and more efficiently with over 100 time-saving, easily-accessible business functions.
  • Permitted for use on the CFP Certification Exam.
  • HP 10BII+ Financial Calculator.
  • Easily calculate loan payments, interest rates and conversions, standard deviation, percent, TVM, NPV, IRR, cash flows, and more.
  • The HP 10bII+ is the smart choice for business and finance needs.

Financial calculator – The Buyer’s Guide

You must have checked the above list, aren’t you mind-blown by the quality of products? Well, if you are then here’s a secret formula which we’ve used to choose them. You can use them too! The best part is, it works for all the product purchases you make! Besides, wouldn’t it be helpful to you, if you knew the factors we’ve considered to choose the financial calculator in the above list? So shall we begin with the guide and help you learn about the important factors?

1. Does it have the features you need?

Wait for a minute before you buy the financial calculator, check if it has all the features in your requirement list! If it doesn’t have them, then you should avoid buying that particular model and start looking for an alternative. We always suggest our editors to make a list of important features before adding a product to a list and based on the feature, the quality of the product, brand-assurance, rank it! So if it has all you need, you should not mind paying a bit extra. However, if you end up buying the best financial calculator which doesn’t have the feature you need the most, then it won’t make sense! Would it? To us, it wouldn’t! That’s why you should make up a list which includes the features you are looking for, technical specifications if any, etc and come up with a budget.

2. Budget and Price Match

Well, you obviously can’t buy the best financial calculator with a low budget. That’s why it’s important to make note of all the important features, specs, factors and come up with a budget. Once you are ready with it, look for the products which are either equal to your budget or are close to it. Stick to the budget, because while browsing, you’ll see a model which is slightly better and has an additional feature with a really small price difference. Well, in that case you’ll have to calculate the price of the product which has all the required features and the financial calculator with the additional features. See if the difference in amount is worth for the feature? If you don’t have second thoughts, you shall probably increase your budget.

3. Warranty and Brand

Most of the financial calculator industry experts we got in touch suggested us to always buy the one which comes from a reputable brand. They also explicitly asked us to include the best brands so that users don’t buy the models from unknown brands or non-reputable companies. Because financial calculator from an unknown brand might be cheap at first glance, but could have high-maintenance and could cost a lot in repairs.

Another benefit of buying a financial calculator from a reputable brand would be warranty. Most of the financial calculator from reputable brands come with good warranty. However, cheap products do come with a warranty, but claiming it can be a herculean task. That’s why buy the models which come from known brands and have good warranty.

4. Check for Reviews and Ratings

Back then when the Internet wasn’t as big as it is today, local stores charged high and even ended up selling the products which sucked or wasn’t future proof. It’s because the salesman threw technical terms and confused the buyer. But nowadays, there are sites like ours which does all the research and lists down the best models and there are eCommerce stores like Amazon which has user reviews which can be read to know the experience of the user with that particular financial calculator. Isn’t it great?

The Verdict

We hope that you loved the financial calculator we’ve listed in our best list. If it has been helpful, please bookmark our website and share it with people you know whenever they plan to buy something.

To wrap up this guide,

About the author

Alex Rowe

Alex Rowe is the Senior Writer at Main Street Mobile. He loves to try the latest tech gadgets in the market. Also, he attends various tech conferences in his country. He covers news on Technology. Apart from this, he also loves audio, design, and writing.

To get in touch with Allen for news reports you can email him on alex@mainstreetmobile.org or reach him out on social media links given below.

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